Payment Processing Terms

1. Overview

These Payment Processing Terms govern how billing and payments work for your Repair Receipts subscription. By subscribing, you agree to these terms in addition to our Product Terms of Service and Privacy Policy.

2. Billing & Fees

Billing options:

• Monthly — billed every 30 days from your subscription start date
• Annual — billed once per year at a discounted rate
• Lifetime — one-time payment for permanent access

Prices are listed on our pricing page and may change with 30 days' notice. Price changes apply at your next renewal, not mid-cycle.

3. Payment Methods

All payments are processed through Stripe. Accepted methods include:

• Credit and debit cards (Visa, Mastercard, American Express, Discover)
• Digital wallets supported by Stripe (Apple Pay, Google Pay)

By providing your payment information, you authorize us to charge your payment method for all fees associated with your subscription.

4. Subscriptions & Auto-Renewal

Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date. You can manage your subscription from your account settings.

You may upgrade or downgrade your plan at any time. Changes take effect at your next billing cycle.

5. Cancellations & Refunds

Cancellation:

Cancel anytime from your account settings or by emailing support@repair-receipts.com. You keep access until the end of your current billing period.

Refunds:

• Monthly plans — no refunds for partial months
• Annual plans — pro-rated refunds for unused months on a case-by-case basis
• Lifetime plans — 30-day money-back guarantee

6. Stripe as Payment Processor

We use Stripe to process all payments. By using our payment services, you also agree to Stripe's Services Agreement.

• We never see or store your full card number — Stripe handles that
• Stripe is PCI DSS Level 1 compliant (the highest level of certification)
• Payment data is tokenized and encrypted

7. Security

• All payment transactions use HTTPS encryption
• Stripe handles PCI compliance so your card data is never on our servers
• We only store Stripe customer and subscription IDs, not payment card details

8. Billing Disputes

If you see a charge you don't recognize or believe is incorrect:

• Email support@repair-receipts.com within 60 days of the charge
• Include details about the charge in question
• We will investigate and respond within 30 days

If you notice unauthorized charges, contact us immediately and consider changing your account password.

9. Taxes

Prices do not include taxes unless stated otherwise. Sales tax or VAT may be added where required by law. You are responsible for any taxes applicable in your jurisdiction.

10. Currency

All prices are in US dollars (USD). If you pay from outside the US, your bank or card issuer may apply currency conversion fees. Those fees are set by your financial institution, not by us.

11. Liability

Our liability for payment-related issues is limited to the amount you paid for the disputed service.

We are not liable for:

• Issues caused by Stripe or your bank
• Currency exchange rate fluctuations
• Indirect or consequential damages related to billing

12. Governing Law

These Payment Processing Terms are governed by the laws of the State of Ohio, United States. Any disputes will be resolved through binding arbitration.

Contact Us

For billing questions, email support@repair-receipts.com.